When we talk about ROI on certain businesses which is more likely what is the percentage of return per year after you have invested amount money. Lets say you have put in 100,000 dollars into one businesses and your annual return is 10,000 then your ROI is 10% where 10,000/100,000 x 100%.

But one thing I need to point out here is a lot of people do not minus out the expenses to calculated their ROI especially when they are bosses and employee at the same time. which mean that if you have yearly expenses (including paid salary) of 7000 dollars your actually ROI is actually 3%. But people are just thinking they still make 10% ROI. this is really big differences because the first is 10 year to get back your investment while the second is almost 30 years.

Outside there is a lot of scam scheme telling people they could make up to 30% ROI and misleading people to invest on such scheme. They just don’t tell you have the cost of operation is actually up to 28% and you may get 2% of return and you paid their salary to run their businesses. So beware of this scam when they tell you 30% ROI.

While Bank Negara revoked the approval of Bank Internasional Indonesia (BII) acquisition. The RM480mil deposit may be fail to get back. Minority Shareholder Watchdog Group (MSWG) chief executive officer Abdul Wahab Jaafar Sidek said,

Why go in when the market is down? They are dealing with our money, they should assume responsibility if the bank loses the deposit.

This is true that having this kind of decision making without in depth of analysis from higher management.

Before you enter the market, you already lose money.

Too bad that we are Lose Money Malaysians today

I believe this interview session would bring more investments and business opportunities to Penang state from Asia countries.

Guan Eng you are the best.

Guan Eng interviewed by TVB part 2
Guan Eng interviewed by TVB part 3

Malaysia Prime Minister, Paklah said Proton need to launch electric car by next year to reduce our people burden in petroled car.

The electric cost to run the car is RM0.18 per km. It can run 320km after charging for 6 hours long. Sounds cool huh…..

A few questions in my mind now……
1) What is the electric car price? would that be same as current proton saga which is around RM30k+?
2) Would our electric charge from Tenaga to be increased soon?
3) Can goverment do what they committed?

See Makcik PC below launched by PM last year end….

Is NGV safe after installation? Please look into this youtube. Maybe can think off some safety kits for sale to make some money during NGV installation……

While on my previous blog about water to gas. Today I read that there is a farmer “invented” fuel saver device using water to hidrogen concept

After making a study on such blue print for several months, Hisham finally came out with the prototype of his invention early this year.

Hisham installed the device in his Proton Iswara car using tools he bought from a hardware shop.

According to Hisham, the concept of his invention is based on the electrolysis process where hydrogen gas is produced and channeled to the car engine for combustion.

from Bernama news

Each installation would cost around RM500, he has installed about 100 cars and motors so far.  RM500×100= RM50,000, sounds cool huh!

So you also want to make money now with this “water to gas” concept? By the way, he read number of wesites before he invented this out, maybe he got buy the ebook too……

Recently there is worldwide concern that natural gas would go up to from current RM11.32 per million btu to RM32.56 per million btu which is 2.8 times the current price.

Recently a lot of people q up to to install NGV, but I think now they all can on hold the installation because potential natural gas price hike. I hope those NGV installers would not be impacted on their business because of this sudden change of economy climate. Good luck to those who have piled their NGV stocks. Not sure if this is still a make money opportunity to those NGV installer, but one wierd thing is found in Malaysia is Petronas start to setup more and more NGV stations for their beloved nation, would that be too late for us?? 

I think you better go and buy an ebook to see how you can DIY and run your car with water. Sorry I have no link here because I do not sell this ebook here.

Can Malaysian still make money from Herbalife? Recently there was a complaint filed by a person named Barry Minkow claimed that Herbalife has dangerous amount of leads that over safety limit.

A lot of Malaysians who consumed Herbalife suddenly stop to purchase from their distributors because hearding this news, then people start to say Herbalife cannot make money, Herbalife is dangerous and bla bla bla…….

I personally has no comment about Herbalife is dangerous or not, you may refer to one of the internet search news about recent Herbalife lead complaint and the person who filed the complaint

Barry Minkow, who founded the institute, recently sent his complaint about Herbalife’s products to California’s Department of Public Health (DPH).

Minkow has $50,000 invested in Herbalife “put” options, betting that the company’s shares will fall. He has also served more than seven years in jail for stock fraud.

from Reuters News

So because of this unconfirmed complaints filed, a lot of Herbalife distributors start to quick from this business because their customers would not want to buy from them when they couldn’t explain what is going on.

Well business is always in this way. If you are the strong enough to turn around the bad situation, you will be successful all the way. If you are just follow what people doing, your ending will be failure……

So can Malaysian continue make money from Herbalife? I would say if Herbalife can overcome this dispute and those who still stay on this business would able to make money.

See what is next…..

Today is a big day for Malaysian. Why? Because all of us can make money from Pos Malaysia (sorry….a bit misleading). Pak Lah just announced that those had paid roadtax from April to May could claim back total of RM625 from Pos Malaysia nationwide

I’m the unlucky one that need to paid roadtax for my client today even I’m not entitled to get this money :(

You see When I reached the Post Office, there are so crowded with Malaysian to wait for their money RM625 (some of them are RM150 because of motorbike). I believe today is a busiess day of worker in Post Office. Even we need a Police uncle to take care the ticket number machine here….

When I got the ticket number…..Oh My God…see that it is 1670 with current number of 1114. 10:25am

And you need sign up this “a bit” complicated from inder to get back your future petrol subsidy money of RM625. 

No worries. You see..people are grabbing this make money opporturnity  today…remember just today is valid. –> Provide form filling service to those aunty uncle and charge to RM2. Just imagine today max number is 1999, just take 10% of there that will ask this fellow to fill up this form, he is easily earn RM400 today …..

Most of people in Post Office is very happy because they can make money from our government/Post Office with RM625….But don’t forget that……this is petrol subsidy money, it is your own pocket money, not extra money. Today you get RM625, next year you total pay back at least RM1000++ to petrol station. Unless you are ridding on our national “Sang Kancil”……

So what to do next? ….

When Malaysia petrol price shooted up from RM1.92 to RM2.70, We Malaysian are panic to pump for the last tank of petrol that night. And people are also looking for alternative like NGV in google to replace this stupid petrol hike…….

Hey Hey Hey, people are already start making money from it now. For example in Penang, do you know that there is only 5 NGV Installers (only 3 license approved installer at this moment) just in Northern/Penang region, There is only 1 NGV station (again monopolised by Petronas) in Prai, Penang.

We just went to one of the NGV installation shop to ask for pricing. the tauke said will charge RM3700+++ for Iswara car type installation. I heard that the price range should be between RM2700 to RM3400 recently, now people start to increase the installation charge because of high demand. And the tauke is not even want to “hue” us and he told us that wait until end of this month only have slot to install for my friend’s car IF YOU REALLY WANT IT.

So how you make money from there?
1) I’m sure you can not be Natural Gas provider like Petronas :), forget about it……
2) Maybe you can start to get the license for NGV installation…..I start to imagine that I would see a lot of “unprofessional” NGV shop around Malaysia especially Penang area (famous of Copycat). But there will be no garuantee on safety. I found this gas tank just like nuclear BOM behind your car booth…. *newly added word—> Please check their license before you really ask for installation.

So see the make money opportunity now? Sorry I don’t think this can be part time for NGV installer……Maybe I could ask those installed NGV tank owner to buy bigger PA insurance from me since their life may be threaten by this nuclear Baby now (sorry a bit misleading……)