When we talk about ROI on certain businesses which is more likely what is the percentage of return per year after you have invested amount money. Lets say you have put in 100,000 dollars into one businesses and your annual return is 10,000 then your ROI is 10% where 10,000/100,000 x 100%.

But one thing I need to point out here is a lot of people do not minus out the expenses to calculated their ROI especially when they are bosses and employee at the same time. which mean that if you have yearly expenses (including paid salary) of 7000 dollars your actually ROI is actually 3%. But people are just thinking they still make 10% ROI. this is really big differences because the first is 10 year to get back your investment while the second is almost 30 years.

Outside there is a lot of scam scheme telling people they could make up to 30% ROI and misleading people to invest on such scheme. They just don’t tell you have the cost of operation is actually up to 28% and you may get 2% of return and you paid their salary to run their businesses. So beware of this scam when they tell you 30% ROI.

While Bank Negara revoked the approval of Bank Internasional Indonesia (BII) acquisition. The RM480mil deposit may be fail to get back. Minority Shareholder Watchdog Group (MSWG) chief executive officer Abdul Wahab Jaafar Sidek said,

Why go in when the market is down? They are dealing with our money, they should assume responsibility if the bank loses the deposit.

This is true that having this kind of decision making without in depth of analysis from higher management.

Before you enter the market, you already lose money.

Too bad that we are Lose Money Malaysians today

I believe this interview session would bring more investments and business opportunities to Penang state from Asia countries.

Guan Eng you are the best.

Guan Eng interviewed by TVB part 2
Guan Eng interviewed by TVB part 3