Return On Investment - ROI

When we talk about ROI on certain businesses which is more likely what is the percentage of return per year after you have invested amount money. Lets say you have put in 100,000 dollars into one businesses and your annual return is 10,000 then your ROI is 10% where 10,000/100,000 x 100%.

But one thing I need to point out here is a lot of people do not minus out the expenses to calculated their ROI especially when they are bosses and employee at the same time. which mean that if you have yearly expenses (including paid salary) of 7000 dollars your actually ROI is actually 3%. But people are just thinking they still make 10% ROI. this is really big differences because the first is 10 year to get back your investment while the second is almost 30 years.

Outside there is a lot of scam scheme telling people they could make up to 30% ROI and misleading people to invest on such scheme. They just don’t tell you have the cost of operation is actually up to 28% and you may get 2% of return and you paid their salary to run their businesses. So beware of this scam when they tell you 30% ROI.

NGV impacted due to Natural gas price hike

Recently there is worldwide concern that natural gas would go up to from current RM11.32 per million btu to RM32.56 per million btu which is 2.8 times the current price.

Recently a lot of people q up to to install NGV, but I think now they all can on hold the installation because potential natural gas price hike. I hope those NGV installers would not be impacted on their business because of this sudden change of economy climate. Good luck to those who have piled their NGV stocks. Not sure if this is still a make money opportunity to those NGV installer, but one wierd thing is found in Malaysia is Petronas start to setup more and more NGV stations for their beloved nation, would that be too late for us?? 

I think you better go and buy an ebook to see how you can DIY and run your car with water. Sorry I have no link here because I do not sell this ebook here.

run car with water

 

 

Can Malaysian still make money from Herbalife?

Can Malaysian still make money from Herbalife? Recently there was a complaint filed by a person named Barry Minkow claimed that Herbalife has dangerous amount of leads that over safety limit.

A lot of Malaysians who consumed Herbalife suddenly stop to purchase from their distributors because hearding this news, then people start to say Herbalife cannot make money, Herbalife is dangerous and bla bla bla…….

I personally has no comment about Herbalife is dangerous or not, you may refer to one of the internet search news about recent Herbalife lead complaint and the person who filed the complaint

Barry Minkow, who founded the institute, recently sent his complaint about Herbalife’s products to California’s Department of Public Health (DPH).

Minkow has $50,000 invested in Herbalife “put” options, betting that the company’s shares will fall. He has also served more than seven years in jail for stock fraud.

from Reuters News

So because of this unconfirmed complaints filed, a lot of Herbalife distributors start to quick from this business because their customers would not want to buy from them when they couldn’t explain what is going on.

Well business is always in this way. If you are the strong enough to turn around the bad situation, you will be successful all the way. If you are just follow what people doing, your ending will be failure……

So can Malaysian continue make money from Herbalife? I would say if Herbalife can overcome this dispute and those who still stay on this business would able to make money.

See what is next…..

Detail price list

When I go to eat my favourite Wantan Mee. I saw this in the price list.
Detailed price list
believe it or not, complete price list up to quantity of 12 orders
I asked the Wantan Mee uncle:” Why need to show the quantity price?”
Uncle replied: “Easy for me to refer pricing, my mathematics was no good….”
I asked again: “why no quantity discounts? Like eat 10 free 1?”
Uncle replied: “I don’t think there will be 10 people come in one shot, no need to put this kind of discount.”
You see….How this Wantan Mee Uncle make money? If he forsee there is no up to 10 customers come in one shot, why he want to the price list up to 12?